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From Paper to Reality: Lessons Learned in Ghana’s Rental Market

GhanaianRadar by GhanaianRadar
February 19, 2026
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From Paper to Reality: Lessons Learned in Ghana’s Rental Market

Adeline Quarshie -CEO, Credence Holdings Global

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Story: Juliet Akosua Danquah

Credence Real Estate and Asset Management was registered in 2022 with a clear vision: to own, manage, and build value through real estate. Like many property owners, we began with our own properties and made a deliberate decision to venture into rentals. On paper, it looked straightforward. In reality, it became one of the most defining learning curves of our journey.

Our very first tenant introduced us to a side of real estate no brochure ever explains. What started as a routine tenancy gradually unfolded into a series of challenging experiences that tested our systems, patience, and understanding of Ghana’s rental landscape. From April 2025, the situation escalated through multiple channels—rent control, police involvement, court processes, and even national security engagements. It was complex, demanding, and at times exhausting.

Yet, by the end of January 2026, we successfully recovered full possession of the property.

Looking back, we are convinced those lessons were not accidental. They were necessary—especially for property owners and investors who intend to venture into rentals without fully understanding the risks, legal realities, and operational discipline required. What we learned in that period reshaped how we approach property management, tenant selection, documentation, and dispute resolution.

This experience is not just our story; it is a cautionary and educational tale for landlords, developers, and first-time investors across Ghana.

Stay with us as we unpack this journey—step by step. The real lessons are just beginning, and some of them may surprise you.

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