The Social Security and National Insurance Trust (SSNIT) has clarified that members of its pension scheme cannot register a boyfriend or girlfriend as a beneficiary, stressing that only blood relations are eligible for nomination.
The General Manager in charge of Benefits at SSNIT, Frank Molbila, disclosed this at a regional forum held in Sunyani on Monday.
The forum, organised in collaboration with the Trades Union Congress (TUC), was on the theme: “Empowering Unions, Secure Futures: Deepening Pension Literacy Across Ghana.” It forms part of a nationwide initiative to enhance pension awareness among workers and strengthen collaboration between SSNIT and organised labour.
Mr Molbila described the SSNIT pension scheme as a reliable and long-term source of financial security, noting that beneficiaries continue to receive payments for as long as they live.
“With the SSNIT pension, the longer you live, the longer you benefit,” he stated, urging workers to enrol in the scheme and actively plan for retirement.
He indicated that the scheme remains generous and plays a critical role in securing the financial future of contributors.
Providing figures on payouts, Mr Molbila said SSNIT disbursed a total of GH¢6.77 billion in pension benefits in 2025, and is projected to pay about GH¢8.21 billion by the end of 2026.
He revealed that the oldest pensioner currently on the scheme is 107 years old, underscoring the Trust’s mandate to continue payments until a beneficiary passes on. According to him, the highest monthly pension stands at GH¢213,000, while the lowest is about GH¢400.
On invalidity pensions, Mr Molbila explained that the scheme supports members who are unable to work due to permanent physical or mental disability. He noted that the highest invalidity pensioner currently receives GH¢19,923 monthly and is 86 years old, having been on the payroll for about 36 years.
He added that invalidity pensions, which have been in existence for 32 years, amounted to GH¢40.8 million in payments in 2025.
Mr Molbila further advised members to regularly update their records, particularly with regard to nominated beneficiaries, to ensure smooth access to benefits when needed.
